About Us
  Business Services > Checking

 
  Commercial Checking
  • $1,000 minimum opening deposit
  • $15 monthly service charge
  • *Earnings credit is used to offset analysis activity charges monthly
  • Free online banking
  • Free business debit MasterCard (approval required)
  • Imaged monthly statement

* Monthly Service Charge and Balance Requirements  -- Total monthly service charges and balance requirements to offset vary depending on transaction volumes and services utilized.  Each month your Commercial Checking account is automatically reviewed to determine the service charge amount, if any.  This review takes into account your transaction activity and services utilized as well as the balances kept in your account.  Positive average collected balances, less reserves, are used to calculate an “earning credit” that may partially or fully offset your monthly service charges.

  Small Business Checking
  • $1,000 minimum opening deposit
  • $10 monthly service charge;  service charge can be avoided by maintaining a $1,500 minimum daily ledger balance or by maintaining a $2,500 average monthly ledger balance
  • Free online banking
  • Free business debit MasterCard (approval required)
  • Imaged monthly statement
  Business Interest Checking

(For individuals, sole proprietors, unincorporated businesses and non-profit corporations and organizations)

  • $1,000 minimum opening deposit
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly.  Minimum daily collected balance of $1,500 required to earn interest.
  • $10 monthly service charge; service charge can be avoided by maintaining a $1,500 minimum daily ledger balance or by maintaining a $2,500 average monthly ledger balance
  • Free first 200 combined credit/debit items per month; $0.20 per credit/debit in excess of 200
  • Free online banking
  • Free business debit MasterCard (approval required)
  • Imaged monthly statement
  Commercial Money Market Account
  • $1,500 minimum deposit to open
  • Tiered interest rate structure.  Interest is calculated and compounded daily on the collected balance and credited to your account monthly.  Minimum daily collected balance of $1,500 required to earn interest
  • $15 monthly service charge; service charge can be avoided by maintaining a $2,500 minimum daily ledger balance or by maintaining a $5,000 average monthly ledger balance
  • Transfers are limited to six (6) per statement cycle by check or draft, and payble to a third party, and/or pre-authorized transactions; additional checks or drafts are $10.00 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account
  • Free first order of personalized Providence Checks
  • Free online banking
  • Imaged monthly statement

Personal Online Banking
Personal Online Banking Demo
Business Online Banking

 

 

 

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