Account
Balance Requirements
Interest Rate
Annual
Percentage Yield

STAR SAVINGS
($100 Minimum to open - Variable Rate)

FIRST STAR SAVINGS
(No Minimum to open - Variable Rate)
All Balances
1.24 %
1.25 %
FIVE STAR INVESTMENT CHECKING
($100 Minimum to open - variable rate)
$0
 -
$9,999.99
$10,000
 -
Higher
3.20 %
3.20 %
**3.25 %
**3.25%
** APY is 65% of WSJ prime rate
SILVER STAR CHECKING
($100 Minimum to open - variable rate)
$0
 -
$9,999.99
$10,000
 -
Higher
3.20 %
3.20 %
**3.25 %
**3.25%
** APY is 65% of WSJ prime rate
BUSINESS INTEREST CHECKING
($1000 Minimum to open - variable rate)
$1,500
Daily Collected Balance
1.24 %
1.25 %
BUSINESS MONEY MARKET
($1500 Minimum to open - variable rate)
$1,500
 -
$24,999.99
$25,000
 -
$49,999.99
$50,000
 -
$99,999.99
$100,000
 -
Higher
1.24 %
1.73 %
2.23 %
2.96 %
1.25 %
1.75 %
2.25 %
3.00 %
CERTIFICATES OF DEPOSIT
$500 Minimum To Open - Fixed Rate
$500 Minimum to Obtain APY
7-30 Day
31-60 Day
61-90 Day
3 Month
6 Month
9 Month
12 Month
18 Month
24 Month
30 Month
36 Month
48 Month
60 Month
1.98 %
1.98 %
1.98 %
2.96 %
3.44 %
3.44 %
3.92 %
3.92 %
3.92 %
3.92 %
3.92 %
3.92 %
3.92 %
2.00 %
2.00 %
2.00 %
3.00 %
3.50 %
3.50 %
4.00 %
4.00 %
4.00 %
4.00 %
4.00 %
4.00 %
4.00 %
INDIVIDUAL RETIREMENT ACCOUNTS
$500 Minimum to Open IRA
$250 Minimum for Spousal Account - Fixed Rate
$500 Minimum to Obtain APY
12 Month
24 Month
36 Month
60 Month
3.92 %
3.92 %
3.92 %
3.92 %
4.00 %
4.00 %
4.00 %
4.00 %

** As of WSJ Prime Rate is currently 5.00%, but may change after account opens.
Therefore, interest rate and annual percentage yield are subject to change without notice.
Fees could reduce earnings.
There may be a substantial penalty for early withdrawal of Certificates of Deposit or IRA’s.