|
Account |
Balance Requirements |
Interest
Rate |
Annual
Percentage Yield |
STAR SAVINGS
($100 Minimum to open - Variable Rate)
FIRST STAR SAVINGS
(No Minimum to open - Variable Rate)
|
All Balances |
1.24 % |
1.25 % |
FIVE STAR INVESTMENT
CHECKING
($100 Minimum to open - variable rate) |
$0 |
- |
$9,999.99 |
$10,000 |
- |
Higher |
|
|
|
**
APY is 65% of WSJ prime rate |
SILVER
STAR CHECKING
($100 Minimum to open - variable rate) |
$0 |
- |
$9,999.99 |
$10,000 |
- |
Higher |
|
|
|
** APY is 65% of
WSJ prime rate |
BUSINESS
INTEREST CHECKING
($1000 Minimum to open - variable rate)
|
$1,500
Daily
Collected Balance |
1.49
% |
1.50
% |
BUSINESS
MONEY MARKET
($1500 Minimum to open - variable rate) |
$1,500 |
- |
$24,999.99 |
$25,000 |
- |
$49,999.99 |
$50,000 |
- |
$99,999.99 |
$100,000 |
- |
Higher |
|
1.24 % |
1.73 % |
2.23 % |
2.96 % |
|
1.25
% |
1.75 % |
2.25 % |
3.00 % |
|
CERTIFICATES OF DEPOSIT
$500 Minimum To Open - Fixed Rate
$500 Minimum to Obtain APY
|
7-30 Day |
31-60 Day |
61-90 Day |
3 Month |
6 Month |
9 Month |
12 Month |
18 Month |
24 Month |
30 Month |
36 Month |
48 Month |
60 Month |
|
1.98 % |
1.98 % |
1.98 % |
2.47 % |
3.34 % |
3.34 % |
3.34 % |
2.96 % |
2.96 % |
2.96 % |
2.96 % |
2.96 % |
2.96 % |
|
2.00 % |
2.00 % |
2.00 % |
2.50 % |
3.40 % |
3.40 % |
3.40 % |
3.00 % |
3.00 % |
3.00 % |
3.00 % |
3.00 % |
3.00 % |
|
INDIVIDUAL RETIREMENT
ACCOUNTS
$500 Minimum to Open IRA
$250 Minimum for
Spousal Account - Fixed Rate
$500 Minimum to Obtain APY
|
12 Month |
24 Month |
36 Month |
60 Month |
|
3.34 % |
2.96 % |
2.96 % |
2.96 % |
|
3.40 % |
3.00 % |
3.00 % |
3.00 % |
|
** As of
WSJ Prime Rate is currently 5.00%,
but may change after account opens.
Therefore, interest rate and annual percentage yield are subject to
change without notice.
Fees could reduce earnings.
There may be a substantial penalty for early withdrawal of Certificates
of Deposit or IRA’s. |