Personal Checking & Money Market

At Providence Bank, we know that listening to our customers is the first step in helping them better manage their money and their lives.  Our personal banking products offer features and benefits designed to achieve your financial goals. We’ve made sure that each of our financial offerings are as simple to understand as they are easy to use.  It’s all part of our commitment to one-on-one relationships and exceptional service at every level. Let us show you what it feels like to bank with people you know and trust.

 

Checking Accounts

Star Checking

  • $100 minimum opening deposit
  • No monthly service charge
  • No minimum balance
  • Write unlimited number of checks
  • Unlimited debit card transactions*
  • Unlimited foreign ATM transactions
  • Free first order of personalized Providence Checks
  • Free debit MasterCard (approval required)
  • Free online banking
  • Free online bill payment
  • E-Statements only
  • Imaged monthly statement

Five Star Investment Checking

  • $100 minimum opening deposit
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly.
  • $10.00 monthly service charge fee; service charge fee can be avoided by having a $1,000 minimum daily ledger balance
  • Write unlimited number of checks
  • Unlimited debit card transactions*
  • Free first order of personalized Providence Checks
  • Free debit MasterCard (approval required)
  • Free online banking
  • Free online bill payment
  • Imaged monthly statement

Silver Star Checking

(AGE 50 AND OVER)

  • $100 minimum opening deposit
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly.
  • $10.00 monthly service charge; service charge fee can be avoided by having a $1,000 minimum daily ledger balance
  • Write unlimited number of checks
  • Unlimited debit card transactions *
  • Free personalized Providence Checks, maximum two (2) orders per year
  • Free debit MasterCard (approval required)
  • Free online banking
  • Free online bill payment
  • Discount on safe deposit box with automatic deduction from checking account
  • Free official checks, limit three (3) per month
  • Imaged monthly statement

We want to be sure you choose the right account for your specific needs! We an option that fits into every lifestyle. View our accounts in a comparison chart.

Premium Money Market

  • $100 minimum opening deposit
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly
  • $10 monthly Service Charge; service charge can be avoided by maintaining a $1,000 minimum daily ledger balance
  • Transfers by check or draft, and payable to a third party, and/or pre-authorized transactions are limited to six (6) per statement cycle; additional checks or drafts are $10.00 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account
  • Free first order of personalized Providence Checks
  • Free online banking
  • Imaged Monthly Statement

*Other bank fees may apply

Our Commitment
Secure Online Options

We also offer the latest in mobile and secure online banking solutions. It’s all part of our commitment to one-on-one relationships and exceptional service at every level.

View Our Online Options

 

Checking Account Comparison Chart

 Accounts

Star Checking

Five Star Investment Checking

Silver Star Checking

(Age 50 and over)

Premium Money Market 
 Minimum opening deposit  $100 $100 $100   $100 
Service Charge None

$10.00 monthly service charge fee**

$10.00 monthly service charge fee** $10.00 monthly service charge fee**
Calculated Interest  None Compounded daily on the collected balance, credited monthly  Compounded daily on the collected balance, credited monthly   Compounded daily on the collected balance, credited monthly 
Checks Free first order, Unlimited check writing Free first order, Unlimited check writing

Limit two (2) personalized orders per year, limit three (3) official checks per month, Unlimited check writing

Free first order, transfers by check or draft, and payable to a third party, and/or pre-authorized transactions limited to six (6) per statement cycle; $10 per additional checks/drafts***
Monthly Statement E-statement and Imaged Imaged Imaged Imaged
Debit MasterCard Free upon approval Free upon approval Free upon approval N/A
Debit Transactions Unlimited* Unlimited* Unlimited* N/A
Other Features
  • Free Online Banking
  • Free Online Bill Payment
  • Unlimited ATM Transactions
  • Free Online Banking
  • Free Online Bill Payment
  • Free online banking
  • Free online bill payment
  • Discount on safe deposit box with automatic deduction from checking account
  • Free online banking

*Other bank fees may apply

**Service charge fee can be avoided by having a $1,000 minimum daily ledger balance

***If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.

 

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