Personal Checking & Money Market

At Providence Bank, we know that listening to our customers is the first step in helping them better manage their money and their lives. Our personal banking products offer features and benefits designed to achieve your financial goals. We’ve made sure that each of our financial offerings are as simple to understand as they are easy to use. It’s all part of our commitment to one-on-one relationships and exceptional service at every level. Let us show you what it feels like to bank with people you know and trust.

Checking Accounts

Five Star Investment Checking

$100 minimum opening deposit
Interest is calculated and compounded daily on the collected balance and credited to your account monthly.
$10.00 monthly service charge fee; service charge fee can be avoided by having a $1,000 minimum daily ledger balance
Write unlimited number of checks
Unlimited debit card transactions*
Free first order of personalized Providence Checks
Free debit MasterCard (approval required)
Free online banking
Free online bill payment
Imaged monthly statement

Silver Star Checking

(AGE 50 AND OVER)

$100 minimum opening deposit
Interest is calculated and compounded daily on the collected balance and credited to your account monthly.
$10.00 monthly service charge; service charge fee can be avoided by having a $1,000 minimum daily ledger balance
Write unlimited number of checks
Unlimited debit card transactions *
Free personalized Providence Checks, maximum two (2) orders per year
Free debit MasterCard (approval required)
Free online banking
Free online bill payment
Discount on safe deposit box with automatic deduction from checking account
Free official checks, limit three (3) per month
Imaged monthly statement

Rewards Checking

Cashback rewards on signature-based debit card purchases
Travel and leisure discounts with thousands of local and national businesses
Identity theft resolution provided by a dedicated specialist

We want to be sure you choose the right account for your specific needs! We an option that fits into every lifestyle. View our accounts in a comparison chart.

Premium Money Market

$100 minimum opening deposit
Interest is calculated and compounded daily on the collected balance and credited to your account monthly
$10 monthly Service Charge; service charge can be avoided by maintaining a $1,000 minimum daily ledger balance
Transfers by check or draft, and payable to a third party, and/or pre-authorized transactions are limited to six (6) per statement cycle; additional checks or drafts are $10.00 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account
Free first order of personalized Providence Checks
Free online banking
Imaged Monthly Statement

*Other bank fees may apply

Our Commitment
Secure Online Options

We also offer the latest in mobile and secure online banking solutions. It’s all part of our commitment to one-on-one relationships and exceptional service at every level.

View Our Online Options

Checking Account Comparison Chart

Accounts	Star Checking	Five Star Investment Checking	Silver Star Checking (Age 50 and over)	Premium Money Market
Minimum opening deposit	$100	$100	$100	$100
Service Charge	None	$10.00 monthly service charge fee**	$10.00 monthly service charge fee**	$10.00 monthly service charge fee**
Calculated Interest	None	Compounded daily on the collected balance, credited monthly	Compounded daily on the collected balance, credited monthly	Compounded daily on the collected balance, credited monthly
Checks	Free first order, Unlimited check writing	Free first order, Unlimited check writing	Limit two (2) personalized orders per year, limit three (3) official checks per month, Unlimited check writing	Free first order, transfers by check or draft, and payable to a third party, and/or pre-authorized transactions limited to six (6) per statement cycle; $10 per additional checks/drafts***
Monthly Statement	E-statement and Imaged	Imaged	Imaged	Imaged
Debit MasterCard	Free upon approval	Free upon approval	Free upon approval	N/A
Debit Transactions	Unlimited*	Unlimited*	Unlimited*	N/A
Other Features	Free Online Banking Free Online Bill Payment Unlimited ATM Transactions	Free Online Banking Free Online Bill Payment	Free online banking Free online bill payment Discount on safe deposit box with automatic deduction from checking account	Free online banking

*Other bank fees may apply

**Service charge fee can be avoided by having a $1,000 minimum daily ledger balance

***If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.