Personal Savings, CDs & IRAs

At Providence Bank, we can help you find the best way to save.

Savings Accounts

Star Savings

$100 minimum opening deposit
Interest is calculated and compounded daily on the collected balance and credited to your account quarterly. No minimum balance required to earn interest
$3 monthly Service Charge
Service Charge can be avoided by maintaining a $100 minimum daily ledger balance
Two (2) free withdrawals per month, $5.00 thereafter
Transaction limitations apply to avoid additional maintenance fee
Statements mailed quarterly

First Star Savings

(Under 18; requires guardian as a co-owner)

No minimum opening deposit
Interest is calculated and compounded daily on the collected balance and credited to your account quarterly. No minimum balance required to earn interest
No monthly service charge
Two (2) free withdrawals per month, $5.00 thereafter
Transaction limitations apply to avoid service charge
Statement mailed quarterly

We want to be sure you choose the right account for your specific needs! We an option that fits into every lifestyle. View our accounts in a comparison chart.

Online Solutions

We also offer the latest in mobile and secure online banking solutions. Get 24/7 access to your accounts with our free Online and Mobile Banking options.

View Online Options

Trust & Loyalty

Let us show you what it feels like to bank with people you know and trust. We value your loyalty as a Providence Bank customer and ask you to share your banking experience with your friends and family.

Refer for a Reason

Certificates of Deposit

$500 minimum deposit to open account
Available in a variety of maturities
Interest compounded daily
Substantial penalty for early withdrawal

Individual Retirement Account

$500 minimum deposit to open account
Available in a variety of maturities
Interest compounded daily
Substantial penalty for early withdrawal

Please contact your bank representative for more information

Savings Accounts Comparison Chart

Account	Star Savings	First Star Savings*	CDs & IRAs
Minimum to Open	$100	No minimum opening deposit	$500
Calculated Interest	Compounded daily and credited quarterly	Compounded daily and credited quarterly	Compounded Daily
Service Charge	$3 monthly if balance below $100**	No monthly service charge	Substantial penalty for early withdrawal
Statements	Mailed Quarterly	Mailed quarterly	N/A
Other Features	Two (2) free withdrawals/month, $5 thereafter	Two (2) free withdrawals/month, $5 thereafter	Available in a variety of maturities

*Under 18; requires guardian as a co-owner

**Transaction limitations apply