Familiarizing yourself with the tell-tale signs of money scams is the best way to protect yourself from scammers. Many scammers gain your trust by impersonating a known person or by requiring you to pass through verification procedures in an effort to steal from you. The following are some of the common warning signs of money scams. […]
Category: Personal Finance
Restructuring Your COVID-19 Spending Habits
There’s no denying that the current pandemic has disrupted lives around the globe. Even if you haven’t felt the effects of the virus physically, you’ve likely felt it financially. Whether it is from extended time away from the job, losing your job , or the business, itself, folding, the monetary uncertainty is something you are likely worried about. While it’s hard to predict when things will begin to let up, or when your particular line of work might return to a semblance of normal, you’ll want to adjust your finances in order to make ends meet. Here are a few tips and suggestions on restructuring your finances and saving extra money. […]
Basic Tips to Use Credit Cards Wisely
Imagine walking into a bank to ask for a loan for a night out with friends. “Right away, sir/ma’am,” your friendly banker says. “Just sign here, here, and here. FYI, the annual interest rate is 20%, and there are steep surcharges for late payment.” […]
Navigating Money and Marriage
A joint bank account can be the ultimate symbol of trust in a relationship. It promotes transparency and unity in financial decisions. Surveys show that couples with a joint checking account are twice as happier. Even so, there are times when having separate accounts makes the most sense. It means freedom, autonomy, and the ability to steer yourself to a better financial future. Relationships may end, but financial needs are here to stay. […]
Do These 6 Things Right Now to Start Improving Your Finances
Many people simply find it hard to manage their finances, and end up spending a lot on unnecessary expenses. The key to saving money and spending wisely involves proper planning and commitment. Here are six things that can help you improve your finances: […]
Benefits of Community Banking
Whether you are searching for a place to save your money securely, or for a place to get a loan, you have multiple options. Typically, you can deposit your cash or borrow from the various large financial institutions with numerous branches across the country. Conversely, you can open any type of account at a relatively smaller community bank. […]